Phoenix Financial

Whole of Market Financial Advisers

Phone:  0141 330 9830 Fax: 0141 330 9831

Phoenix Financial is a trading style of Solicitors Financial Services (Central Scotland) Ltd is authorised and regulated by the Financial Conduct Authority.

We are entered on the FCA Register No 232377 at www.fca.org.uk/firms/systems-reporting/register  

Registered in Scotland No 191717.  Registered address: Suite 38, Alloa Business Centre, Whins Road, Alloa, FK10 3SA.

© All Rights Reserved

Life Cover

Life cover is a safety net for your family if you die.

Life cover will help your partner or your family keep up the lifestyle they're used to if you die or become terminally ill.

You can decide what kind of cover you want, depending on your circumstances.   Your family can receive a guaranteed lump sum or an income if you die or are diagnosed with a terminal illness.

Critical Illness Cover

Critical illness cover provides the safety net that could help you get back on your feet after a serious illness.  

Critical illness cover will help you, your partner, or your family keep the lifestyle you’re used to if you become critically ill.  It can also help you get back on your feet.  Critical illness cover pays out a lump sum or a regular monthly income if you're diagnosed with a critical illnesses from a list specified by the provider.

Life or Critical Illness Cover

This is life cover and critical illness cover together.

Life or critical illness cover gives you or your family a lump sum or regular monthly income if you die, are diagnosed with a terminal illness, are diagnosed with a critical illness from the provider’s list, or are totally and permanently disabled - whichever happens first.

Payment Cover for Sickness

Having payment cover for sickness means that the provider will make the payments on your protection policy if you can’t work and you meet their definition of 'incapacitated', e.g. you're ill or injured and can't do your job or a series of work-related tasks already agreed

Income Cover for Sickness

Income cover for sickness could give you the safety net you need until you're able to get back to work.

Income cover for sickness will give you a monthly income if you can’t work and you meet the provider’s definition of 'incapacitated', i.e. you're ill or injured and can't do your job or a series of work-related tasks already agreed.  You can even get cover if you work part time, or don’t go out to work but look after the home all day instead.